Armani Lending Solutions Limited finances traders, artisans and small businesses across Borno State — interest-free, structured the halal way, and written down in full before you commit.
“KEEP GOING”
0%
Interest charged — ever
48hrs
Typical decision time
4
Sharia-compliant structures
Borno
Rooted in Maiduguri
We are a registered Nigerian lending company operating from No. 4 Armani Shopping in Maiduguri. We exist because too many capable business owners in Borno State are held back by finance that is either out of reach or out of keeping with their faith.
So we finance differently. We buy assets and sell them on at an agreed mark-up, we lease equipment, and we partner on ventures and share the profit. Never a loan with interest attached.
To put working capital in the hands of honest businesses on terms that are fair, transparent and Sharia-compliant.
Every figure you will ever owe is on your offer letter before you sign it. No surprises, no compounding, no penalties on profit.
Whether you're starting a new business or expanding an existing one, our ethical business financing provides the capital you need — with flexible repayment terms and fair, competitive profit rates tailored to your business.
For personal expenses, education, medical bills or home improvements — flexible amounts and fair repayment schedules to suit your lifestyle and budget, with transparent terms throughout.
We purchase assets and goods on your behalf — property, vehicles, equipment — and make them available to you with transparent profit margins and flexible payment terms.
When you need cash fast, our quick cash financing provides immediate assistance with minimal documentation and rapid approval — perfect for emergencies and urgent needs.
We match the structure to what you actually need the money for. Tell us the purpose and we will tell you which of these fits.
Cost-plus purchase
We buy the goods or stock you need and sell them on to you at an agreed, fixed mark-up. You know the total price on day one, and it never moves.
Lease finance
We acquire the equipment or asset and lease it to you for an agreed monthly rental. Ownership passes to you once every rental is settled.
Joint partnership
We put capital into your venture alongside your own and share the profit on agreed ratios — a true partnership, not a debt.
Profit-sharing
We provide the capital, you provide the enterprise and expertise, and the profit is split on terms you agree with us in advance.
We are judged on how our customers finish, not on how quickly we can sign them up.
Every facility is structured as a trade, a lease or a partnership. No riba, no hidden charges, and every term set out in writing before you sign.
Before any money moves you receive a formal offer letter listing the facility type, amount, equity contribution, profit rate, tenure and repayment schedule.
We are a local company, not a queue. Bring your documents and in most cases you will have an answer within two working days.
Your facility is tracked from the first instalment to the last, with reminders ahead of every due date so nothing takes you by surprise.
01
Call, email or walk into the office at No. 4 Armani Shopping, Maiduguri. Tell us what you need financing for and how your business earns.
02
Valid ID, BVN and NIN, proof of business or income, and details of the asset or stock you want financed.
03
We issue a written offer with the structure, equity contribution, profit rate, tenure and full repayment schedule. Ask us anything before signing.
04
We buy the asset or release the capital, then you repay on the agreed schedule. Clear a facility well and the next one comes easier.
Call us, send an email, or visit the office. Bring a valid ID, your BVN and NIN, and details of what you would like financed — we will take it from there.
Telephone
Office
No. 4 Armani Shopping, Maiduguri, Borno State
Opening hours
Mon – Sat: 8:00am – 6:00pm
All facilities are subject to assessment and the terms of a signed offer letter. Armani Lending Solutions Limited, RC No. 9205105.
